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Mark Brown Commercial Finance & Consultancy Ltd is a privately owned commercial finance advisory firm focused on helping businesses grow by offering tailored finance solutions across the UK. We understand that the lending landscape can be difficult to navigate, which is why we take the time to truly get to know your business and educate you on the finance options most suitable for you.
We find innovative ways to structure finance enables your business to out perform its competition. We understand that every business has its unique challenges and opportunities, which is why we take a highly personalised approach to crafting financial solutions that drive sustainable growth and success.
We deliver tailored financial solutions with unparalleled expertise and a client-centric approach. Our strength lies in our ability to offer flexible financing options that empower businesses to grow, adapt, and thrive in an ever-changing market landscape.
Tailored funding solutions for businesses seeking to expand, purchase property, or invest in new assets. Commercial finance offers flexible options to meet the specific needs of your business.
A short-term loan designed to ‘bridge’ the gap between a financial need and a long-term solution. It is ideal for property purchases or investments that require quick access to funds typically secured by property.
Specialist funding for property developers engaged in new builds or large renovation projects. This type of finance supports the entire development process, from land acquisition to construction.
Financing for landlords with more complex property portfolios or unique lending needs, including multi-unit properties, houses in multiple occupation (HMOs), and semi-commercial properties.
Unlock cash tied up in unpaid invoices by advancing a percentage of the invoice value. This solution helps businesses maintain cash flow without having to wait for customers to pay.
Asset finance provides businesses with the funds necessary to acquire, use, or upgrade essential assets, such as machinery, vehicles, or equipment. This loan is secured against the asset itself.
A loan designed to help businesses manage tax liabilities, offering flexible payment terms to ease the burden of large tax bills, such as VAT, PAYE, or corporation tax.
Customized financial products designed to improve business liquidity and maintain a healthy cash flow. This may include overdrafts, loans, or alternative financing methods..
Don't take our word for it. Here is what our clients are saying.
Client
I was in need of a bridging loan and was recommended Mark Brown. He was efficient, understood the issues very quickly and was able to think outside the box to get my loan over the line. Thanks again Mark. Excellent job!
Client
Mark helped my business secure a working capital facility to further expand my workforce for my manufacturing company. He was thorough and offered advice around the type of loan to take. Thanks for the support Mark! I will be back.
Client
Commercial Director
Mark Brown has over 20 years of experience in the finance industry, having worked with both banks and master brokers. His expertise encompasses regulated, specialist, and commercial lending markets. Most recently, Mark served as Director of Lending at Your Expert Group, where he led a team of mortgage and specialist brokers, along with the administration and support teams, before launching his own consultancy firm.
With qualifications in both regulated mortgage advice and commercial banking, Mark possesses a unique skill set that enables him to navigate even the most complex financial scenarios. He understands that every client’s situation is distinct, often requiring bespoke, “out of the box” solutions. His extensive experience and deep industry knowledge are instrumental in delivering tailored solutions that meet his clients’ specific needs.
Mark’s background in relationship management has allowed him to cultivate strong, strategic relationships across the industry. His network includes not only lenders but also key industry professionals, all of whom are integral to the comprehensive service he provides to his clients.
Commercial lending products include commercial mortgages, business loans, lines of credit, invoice financing, equipment financing, and bridging loans. Each product serves different business needs, from property acquisition to managing cash flow.
The right product depends on your specific needs, such as the purpose of the loan, the amount required, and your repayment capacity. When you consult with us, we can help you assess your options and choose the best fit for your circumstances.
Interest rates can vary significantly depending on your credit worthiness, strength of the business, level of documentation you can provide and how quickly you require the funding. We will advise you of all options and we make sure you get the best possible rate on the market for your individual needs.
Yes, you can refinance your existing commercial loan to take advantage of better interest rates, improve cash flow, or access additional funds for business growth. Refinancing can help reduce monthly payments or change the loan term. It's important to assess the costs associated with refinancing and consult with your broker to determine if it’s the right move for your financial situation.
It is possible to obtain a commercial loan with bad credit. We work with you to understand what has gone on with your business and look to find a solution which suits your need. It is our job to help get your business on the right track.
Approval times vary by product and lender. Some loans can be approved within a few days, while others, particularly larger loans or more complex applications, may take several weeks or even months. A broker can help streamline the process.
How much information you require depends on the loan. There are lenders who require minimum documentation to get an approval The amount of information required depends on the specific loan. Some lenders may only require minimal documentation for approval. We will advise you on what is needed and guide you through the process of gathering these documents.
Lenders evaluate creditworthiness based on factors such as your business credit score, financial history, current cash flow, and the overall health of your business. A strong credit profile can enhance your chances of approval and better terms. We offer solutions for clients with both clean credit histories and those with credit impairments
We take pride in our professionalism.
Building Trust, Delivering Results.
Honoring the Best, Inspiring the Future.
Your Security, Our Priority.
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Disclaimer: Mark Brown Commercial Finance and Consultancy Ltd (Registered office – 1 Alder Crescent, East Kilbride, G75 9HW) helps UK firms access business finance. Mark Brown Commercial Finance is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over. Guarantees and Indemnities may be required. Mark Brown Commercial Finance may receive commission from lenders which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
Mark Brown Commercial Finance and Consultancy Ltd is a trading style of Secured Lending Options Ltd who is authorised and regulated by the Financial Conduct Authority. Registered FCA number 939749.
I was recommended to speak to Mark by a colleague and wasn't disappointed. I have dealt with brokers in the past and never truly felt like they had my best interests at heart which I could tell Mark did from our first appointment. Mark made a potentially complicated and stressful process straightforward and I would highly recommend him.